API-First On/Off-Ramp Platform

Cash ↔ Crypto Rails for Emerging Markets

One integration unlocking stablecoins, mobile money, and cash endpoints across emerging markets — compliance and settlement built in.

Integrate once, access every rail

Mobile Money · Bank Rails · Cash

One API · Every Rail · Always On ·

Working Process

How it Works

01

Integrate Once

Connect to Mobile Wallet OS via REST APIs and webhooks — one integration, every rail.

02

Quote & Route

Get real-time pricing and intelligent routing through available liquidity and rails.

03

Settle Locally

Compliance checks run automatically — then funds settle via mobile money, bank rails, or cash.

Mobile Wallet OS platform illustration
Mobile Wallet OS

One OS. Every Rail.

A unified API and dashboard enabling wallets, fintechs, exchanges, and stablecoin issuers to support cash-to-crypto and crypto-to-cash flows — without operating physical infrastructure.

  • Single integration across all payment rails
  • Compliance and KYC hooks built in by default
  • Real-time liquidity routing and spread management
  • No infrastructure to build or maintain

Core Platform Modules

Six production-ready modules powering every transaction on the OS.

API Gateway

MODULE 01

COREREST APIACTIVE
Auth & Rate LimitingWebhooks+2

Authentication, rate limiting, request validation, and webhook delivery at scale.

Transaction Orchestrator

MODULE 02

COREREST APIACTIVE
Quote EngineIdempotency+2

Quote generation, state management, retries, and idempotency across all rails.

Compliance Engine

MODULE 03

COMPLIANCEREST APIACTIVE
KYC HooksAudit Logs+3

Country rulesets, pluggable KYC hooks, velocity limits, and full audit logs.

Liquidity & Treasury

MODULE 04

FINANCEREST APIACTIVE
Float ManagementSpread Calc+2

Stablecoin inventory, float thresholds, routing logic, and spread calculation.

Settlement Layer

MODULE 05

SETTLEMENTREST APIACTIVE
Mobile MoneyBank Rails+2

Mobile money APIs, bank rails, cash endpoints, and automated reconciliation.

Operator Dashboard

MODULE 06

OPSREST APIACTIVE
Live MonitoringBilling+2

Live monitoring, analytics, API usage, billing, and per-region controls.

Mobile Wallet OS in action
Built For Scale
  • Remittances
  • On/Off-Ramps
  • Fiat Rails

Looking to move money across emerging markets?

From remittances to stablecoin distribution — connect once to Mobile Wallet OS and reach users through mobile money, bank rails, and cash endpoints without building local infrastructure.

Crypto Wallets, Fintechs, Exchanges, Stablecoin Issuers, and more...

Compliance-First

Built for Regulators. Not Just Developers.

Every transaction flows through a jurisdiction-aware compliance engine.
  • Pluggable KYC & AML providers
  • Jurisdiction-specific transaction rules
  • Full audit logs & reporting
  • Role-based access controls
  • Secure key management & encryption
  • Data minimization principles
Market
Market

8+

Live across 8+ African markets!
Developers

Get started in minutes. Ship in days.

  • REST APIs & Sandbox

    Full REST API with a sandbox environment to integrate and test before going live — no production risk.

  • Webhooks & Status Updates

    Webhook-driven transaction status updates with automatic retries and idempotency keys built in.

  • One Integration. Every Rail.

    Connect once to unlock multiple countries, payment rails, and cash endpoints without rebuilding.

Developer integration illustration
API
<55s

Avg Settlement Time

Transaction Settled

12s ago

Compliance Passed

12s ago

Request a Demo

See Mobile Wallet OS in action. We'll walk you through a live integration, show real settlement flows, and answer every technical question your team has.

Book a Demo

VIEW DOCS

Everything you need to integrate in one place — REST API reference, sandbox setup, webhook guides, and country-specific compliance documentation.

Explore Docs

Latest Resources

Case studies, guides, and insights from the field.

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